Michael Hamby Real Estate---410-224-7184


Bank Owned and Foreclosed Properties



New Homes Search - Free Tool 
FREE local home search and receive a list of homes for sale in your desired area. Stop looking through three different newspapers or 3 different web sites, get a complete inventory list here for FREE.
Find Foreclosure Bargains 
Foreclosures offer great opportunities for home seekers and investors. Have you ever heard stories of someone purchasing a home for 50% off? These great finds are not uncommon, you too can find them!
How to Find Your Next Home 
When you know what you are looking for and how to find it, your buying power increases dramatically. Be prepared to negotiate like a pro and make offers that won't be refused!
Local School Information 
Great tool to assist you in doing your "homework" to find the best schools for your family 
 

Making an Offer on a New Home 
Make an offer on a new home that no seller will refuse... learn the tools to negotiating like a pro in very little time! It makes little different whether you are a veteran home buyer or a first-timer.
Homeowner Insurance Savings 
Learn how to reduce your insurance costs by properly navigating the world of home owner's insurance. SAVE money today, don't wait any longer!
First-Time Home Buyers 
First-time home buyers no longer need to feel overwhelmed or frustrated from the home buying process. You just need to know what to plan for and what questions to ask to make the process quick and easy.
How to Haggle when Buying  
Are you struggling to find the perfect home because your offers are not being accepted? Learn what sellers WANT to hear... negotiate like a pro!

 

Agent Commissions Explained 
Understanding agent fees is very important when selecting the BEST agent possible to meet your home buying needs. Get access to the secrets that your agent won't tell you, before you even look at a single home!
Buyer's Preferred Service 
Receive continuous email alerts of all new listings that match your home buying criteria. No longer will you have to do the research yourself, these hot homes will come to you! Preferred buyers receive completely free...
Avoid Home Buying Headaches 
Prepare yourself for the home buying process, here is information most agents don't want you to have! You can find great enjoyment in the process of finding your next home by avoiding the headaches that most home buyers face!
Guide to Buying a Home in Maryland 
Learn how to reduce your insurance costs by properly navigating the world of home owner's insurance. SAVE money today, don't wait any longer!
Buying in the Spring
Spring is the perfect season to buy a home, and it is the time of year when many others have decided to buy as well.  While that may seem like it would crowd the market with eager buyers, what it actually means is that those other buyers will need to first sell their current homes before they can consider buying a new one.
Tips for a Successful Move
Moving to a new home is an exciting event.  Whether you plan to move down the street or five states away, the moving process does not change very much.  Keep in mind, though, that even when the move is to a better place, the process of moving can be very tiring and stressful for you and your family.
Relocation Guide Request
If you're considering moving to the area and want to see what we have to offer just enter your information here and we will send you our FREE comprehensive package containing all the information that you will need.

Selecting The Right Agent
If you're considering buying a home, you may have a number of things on your mind: finding a house that suits your budget; locating a house in the right school district; deciding on the right floor plan. While all of these things are important, the single most critical decision you have to make when home-shopping is which Realtor you will choose.

Tax Breaks that Save Homeowners´ Money
Federal tax laws have made it advantageous to own a home. Federal tax credits have been issued to do two specific things: to offset the cost of owning a home and to motivate new buyers to keep the housing market hopping.


Four Tips for Buying a Home that Will Appreciate in Value 
When you are ready to purchase a new home, you need to consider not only the appeal of potential homes, but also how those homes will appreciate or depreciate in value over the time that you own the home.  There are a number of factors to consider when evaluating the future worth of your dream home. Knowing what to look for in your home search will allow you to reap the benefits of your investment in the future.
The Advantages of Home Ownership
Many of the advantages of home ownership are not immediately obvious. However, when you are weighing the pros and cons of buying over renting, understanding these advantages can definitely allow you to make a more educated decision.
What Are Buyers´ Costs?
Closing costs are out-of-pocket expenses paid by a homebuyer before the property transfer is finalized.  Many expenses are associated with buying a home in addition to the cost of assuming a mortgage.